Lexus RX vs Tesla Model Y
Which one costs less to own? Both priced at $42,000, 3 years old, with 20% down on a 60-month loan, 12,000 miles a year and US average costs. Only the car's own costs differ.
The short answer
They cost about the same to own over five years, within $500 of each other.
Check the RX with your numbers Check the Model Y
Cost to own, side by side
| RX | Model Y | |
|---|---|---|
| Value kept after 5 years | 57% | 40% |
| Worth after 5 years | $23,940 | $16,800 |
| Fuel or charging per year | $1,512 | $567 |
| Insurance per year | $2,500 | $2,500 |
| Repairs and maintenance, 5 years | $4,264 | $2,165 |
| True monthly cost | $1,169 | $1,063 |
| 5-year cost after resale | $55,581 | $55,895 |
Which one is worth it at your income?
The highest price that still scores Worth it (70 or more), with the same loan and costs as above.
| Yearly income | RX | Model Y |
|---|---|---|
| $50,000 | $5,500 | $11,000 |
| $75,000 | $19,500 | $25,000 |
| $100,000 | $33,000 | $39,000 |
Real prices differ by trim, mileage and condition, and your insurance quote and loan rate matter a lot. Run your own numbers for the exact car you are looking at.
More on each car
Is a Lexus RX worth it? · Is a Tesla Model Y worth it?
Figures are estimates from public averages (data as of 2026-10), not quotes or financial advice. Resale from iSeeCars, repair costs from CarEdge. See how we score.