Ford F-150 vs Ram 1500
Which one costs less to own? Both priced at $42,000, 3 years old, with 20% down on a 60-month loan, 12,000 miles a year and US average costs. Only the car's own costs differ.
The short answer
The Ford F-150 costs about $4,330 less to own over five years than the Ram 1500. Mostly because repairs and maintenance cost less.
Check the F-150 with your numbers Check the Ram 1500
Cost to own, side by side
| F-150 | Ram 1500 | |
|---|---|---|
| Value kept after 5 years | 57% | 57% |
| Worth after 5 years | $23,940 | $23,940 |
| Fuel or charging per year | $1,989 | $1,989 |
| Insurance per year | $2,200 | $2,200 |
| Repairs and maintenance, 5 years | $6,114 | $10,444 |
| True monthly cost | $1,207 | $1,263 |
| 5-year cost after resale | $58,318 | $62,647 |
Which one is worth it at your income?
The highest price that still scores Worth it (70 or more), with the same loan and costs as above.
| Yearly income | F-150 | Ram 1500 |
|---|---|---|
| $50,000 | $2,000 | No price |
| $75,000 | $14,500 | $11,000 |
| $100,000 | $28,000 | $24,000 |
Real prices differ by trim, mileage and condition, and your insurance quote and loan rate matter a lot. Run your own numbers for the exact car you are looking at.
More on each car
Is a Ford F-150 worth it? · Is a Ram 1500 worth it?
Figures are estimates from public averages (data as of 2026-10), not quotes or financial advice. Resale from iSeeCars, repair costs from CarEdge. See how we score.