Worth It?

About Worth It?

One honest answer to a stressful question: is this car a smart buy for you?

Most car websites help you finance a car. Worth It? helps you decide whether you should buy it in the first place. It looks at the car, your income, your loan and what the car really costs to own, and gives you a simple score from 0 to 100 with a clear verdict.

Why we built it

A car is one of the biggest purchases most people make, yet most shopping sites are built to help sell cars, not to judge them. Worth It? is an independent second opinion based on what you can afford and what the car costs to keep, not on sales commissions.

How it works

You answer six quick questions. The score is calculated in your browser using publicly available data and averages for your state: sales tax, registration, insurance, fuel and electricity prices, plus typical maintenance and resale value for the car. The full formula is on the How we score page, so you can check every number.

What it isn't

It's an educational estimate, not financial advice. It doesn't inspect a specific vehicle or know its trim, mileage, condition, accident history or service records, so it can't tell you whether a particular listing is a good price. Real insurance quotes and loan rates can differ a lot from the averages we use, and you can change any of them on the results page.

Your answers stay private

Your answers are processed in your browser. There's no account to create, and we don't store the information you enter. Details are in our privacy policy.

Contact

Questions, corrections, or a car we should add? Email hello@worthitverdict.com.

How the site is paid for

Worth It? is free to use. It may show ads, and in the future it may include clearly labeled links to services like insurance quotes. Scores are never influenced by advertisers or partners: ads and links never change a car's score.

A second opinion before one of life's biggest purchases.